Best FL Studio Alternatives For Windows and Mac OS 2021

FruityLoops, also known to be FL (studio) over the years has been one of the most outstanding music composers, this software lets you create music instrumentals with extraordinary tones and beats. You will find top producers using this software, and it’s arguably the best.

When it comes to quality beat making or normal musical sounds only one software does that better and it’s always the one that comes to our mind. We all know everyone loves FL studio cause of what it offers, but the cost of getting the full software worries at times, Therefore today’s article will give you insight on some of the alternatives to FL studio.

If you find FL studio quite expensive or have the feeling of trying something different, you can check some of its alternatives that will be listed below and you need to keep note that some of these software’s are paid just like FL studio, some are free as well and they come with limited features.

List Of The Best FL Studio Alternatives For Windows & Mac OS

1. Audacity

Audacity can be your breakthrough to buying FL studio software, the first taste of experience on Audacity will leave your mind blown away and probably convince you on the choice you want to make, whether its buying FL studio or sticking to Audacity. Audacity is a unique music software just like FL studio and this software comes free with handy features.

While having this at your fingertip, you definitely have some of the top features you will get on FL studio for free on Audacity, it’s a good audio production software that will let you edit and compose music any time you want, and it’s a perfect alternative to FL studio.
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Download Now: https://www.audacityteam.org/

2. Avid Pro Tools

Avid pro tools is another top-notch audio production software that possesses extraordinary features just like FL studios, although you won’t find this software with the tagline Free, it cost a few bucks but it worths buying and if you really want to try something different when it comes to using an audio production software, then Avid pro tools is there for you to give a try on.

Avid pro tools is available to users who run 64bit on either Windows or Mac OS, this software makes editing or creating of audio much easier, this software comes in three different variants and they are Pro Tools First, Pro Tools, and Pro Tools Ultimate. each has different benefits in terms of what they offer, but for a starter, it is advisable to start with Pro Tools First.

Download Now: https://www.avid.com/pro-tools

3. Ardour

Ardour is one of the best FL studio alternatives you will find around nowadays, first you don’t have to worry about how much it costs or how much it charges per monthly use. With as low as $1 you will enjoy Ardour to the fullest. Ardour is one of the lightweight audio production software you will come across.

You can use this software to acquire deep knowledge surrounding music, the tones and instrumentals involved, and also you can use it to make audio productions or editing too. This software is not versatile enough compared to others. But like I said it’s a lightweight software and it does come in handy as a perfect alternative to FL studio.

Download Now: https://ardour.org/

4. LMMS

Finding your self interested in starting audio production or want to test your skills on some of the things you have learned, well the perfect software is right in front of you and that is LMMS, this is one of the best free audio production software that will let you create and edit music files and it’s features are much okay. Very easy to use and user-friendly as well

With LMMS you can perform some tasks and finish them off with the free amazing features it offers, this software is like a pathway to going for a bigger audio production software, because once you have used it and see how good it is, you will definitely want to purchase an expensive software to further your knowledge.

Download Now: https://lmms.io/

5. Goldwave

Many software programs are considered as an alternative to FL studio, one of them is Goldwave, might not be the most popular of all but this particular software has been around since 1993 till date. Goldwave is a wonderful audio production software and it’s packed with some of the most advanced features you will find on FL studio.

If you need a software that works just like FL studio, then you should consider Goldwave and even Goldwave is quite good in audio analysis, you can get this software for as low as $45 for its lifetime package. Gold wave is a perfect alternative to FL studio and it delivers brilliantly.

Download Now: https://www.goldwave.com/

6. Reaper

Reaper has proven to be one of the finest audio production software in past years, and even till now it’s quite unbelievable what this software offers to anyone who gives it a try, it might not be as known as FL studio, but it’s a good alternative to FL studio. Reaper is not free, it’s a paid software and it comes at two different prices, you can pay $60 for the discounted license and also $225 for the commercial license.

Before purchasing, there is an option to use the software for 60 days on trial before making a purchase, but I’m sure you will be convinced enough to buy the software in full. This is one of the standout audio production software you can try if you can’t afford or have no interest in FL studio.

Download Now: https://www.reaper.fm/

7. Cubase

When comparing audio production software, only a few software has same options as Fl studio, Cubase is one of those Fl studio alternatives you will use and wouldn’t have to think of FL studio, Cubase is known for having lots of sound effects and other effects that make the production or editing of music sound awesome.

Cubase costs $100 and it worths the price once purchased, it’s the perfect audio production software you need and a perfect alternative to FL studio, Cubase comes with mind-blowing features and some of these features are even on FL studio, using Cubase won’t make you think of FL studio.

Download Now: https://new.steinberg.net/cubase/

8. Traverso DAW

Traverso DAW is one of the coolest audio production software that will let you compose music, edit music and it also allows you to record directly into a CD, this software though is not as bulky as the ones listed above it, and that doesn’t really make it a pro software, but still better to use as an audio production startup.

Traverso DAW is free to use and doesn’t have any fixed charges applies to it, there is a lot you can do with this software, there’s the freedom to compose and edit freely, you can even burn your projects directly to a CD file and listen to hear how good your work is. Traverso DAW is one of those software programs you will consider as an alternative to FL studio.

Download Now: https://traverso-daw.org/

Conclusion

So far these are the best alternatives to FL studio, we all know FL studio to be the king of audio production software, but there are other great software programs just like it and these software programs are the ones you will find here, they all have different features and they deliver brilliantly.

How To Recover Apple Password After Misplacing Password

Forgetting things is normal, its really hard to keep everything in mind, and when it comes to things like password especially when it contains alphanumeric and special characters it may be pretty hard to remember, the question is “How To Recover Apple Password After Misplacing Password“.

It’s not advisable to use passwords which can be easily guessed. And when it comes to Apple devices (Mac), because of the cost and standard, most people will like to use a very strong password to prevent other users and hackers to gain access. Now what happens when you forget or misplace your Mac password?

On this post you will see the different methods of regaining full access to your Mac device without the help of an expert after you have forgotten your password.

How To Recover Apple Password After Misplacing Password

1. Make use of Apple ID Credentials

To use this method you must meet two requirements:

First, you must have linked your Mac device to your Apple account, which means you must have an Apple account linked to your Mac.

Second, “FileVault Disk Encryption” must not be enabled on your device. This use by Apple to prevent unauthorized access to Mac devices.

If you met both requirements, then you can use this method then follow me on this method.

After inputting your incorrect password into your Mac device for a couple of times you will receive a pop-up notice saying that “You Can Reset The Password Using Apple ID“, click on the button, it will take you to a section where you will provide your Apple ID credentials.

After which, you will regain full access to your Mac device and provide a new password to continue.

For those who have enable FileVault Disk Encryption but have not linked Mac device to Apple ID, on the process of enabling FileVault Disk Encryption you should see an option to store key in iCloud, only if you enabled the option then you will be able to this method.

2. Use Another Mac User Account

This method is contrary to the first method, this is because you will have to enable FileVault Encryption and also, you need to have more than a user accounts in your Mac device. Now that you cant remember your password, simply login with another user account.

Once logged in, given that there are necessary permissions, you can easily gain access to the other user profile, from the settings there, you can simply reset the password of the other user account or even create new user account, and delete the other one.

3. FileVault Disc Encryption Recovery Key

This method is specifically for those who must have enabled FileVault Encryption in their your Mac device, but yet to store its “Recovery Key” in iCloud. In a case of this nature, you cannot use Apple ID to gain access to your Mac device. But while setting up FileVault Encryption, after you did enable FileVault Encryption, the Mac had shown you a 24 letter “Recovery Key“, did you keep it safe?

The recovery key is just like a master password which can let you gain unlimited access to your Mac device. After misplacing your password go and copy your recovery key from wherever you saved it and login with it as your password. Once logged in then you will gain access and change your forgotten password to a new one.

Note: whoever have access to your recovery key can access your Mac device as a super admin to perform anything possible.

4. Use Mac OS X Recovery Mode

You can also use this method only when FileVault Encryption is not be enabled, also you mustn’t have activated UEFI password on your device, if you have activated UEFI password then you will have to provide the UEFI before getting to recovery mode. Note that UEFI password is different from the user account password, and if you misplace your UEFI password then you must go to Apple stores to get it back.

To regain access to your device in this method, you will have to put your Mac device into the Mac Recovery Mode. To do this, simply reboot your Mac, while rebooting, press and hold down “Command” key + “R” key. Instead of your Mac to show your login screen, it will open the “OS X Recovery Mode” of your device. On the screen you will see an option telling you to reset the password of your user account, then select the disc partition that consists of user details. After selecting, you can now enter a new password for the user to gain access back.

5. Another Mac OS X

On this method you will have to reinstall Mac OS X, but note, you will lose all your files doing this. It can be done via the Mac Recovery Mode, also note that if you have enabled UEFI password you will need to provide it before you can undergo this process. For those using outdated Mac version, you may want to use the traditional methods of re-installation, this is because you will not find re-installation on recovery mode.

Conclusion

And that is it any method you decide to use is up to you, they all can achieve the same aim. It is very common to misplace phone passwords but be ready to go through the rigorous process of password recovery anytime you fall a victim. Good thing is that using Gearbest coupon codes, you can good refurbished and unlocked Apple devices online at great prices. If you know any Apple password recovery method that is not listed here, let us know in the comment section.

Apple has agreed to pay $18 million to settle a case accusing the company of intentionally breaking FaceTime on iOS 6.

EarnestTse via Getty Images

Apple has agreed to pay $18 million to settle a case accusing the company of intentionally breaking FaceTime on iOS 6. The class-action lawsuit, which was filed in 2017, argued that the tech giant disabled the video-calling application on the iPhone 4 and 4S as a cost-saving measure.

See, Apple uses peer-to-peer direct connection and another method that relies on third-party servers for FaceTime calls. However, due to a patent dispute involving the peer-to-peer method with VirnetX, the tech giant had to rely more on third-party servers, costing it millions of dollars. Apple eventually released new peer-to-peer tech with iOS 7, and the plaintiffs claimed that the company broke the app on purpose, forcing users to upgrade their platforms.

According to AppleInsider, an Apple engineering manager said in an email chain:

"Hey, guys. I'm looking at the Akamai contract for next year. I understand we did something in April around iOS 6 to reduce relay utilization. It was a big user of relay bandwidth. We broke iOS 6, and the only way to get FaceTime working again is to upgrade to iOS 7."

While Apple will pay $18 million to settle, none of the plaintiffs are getting massive payout — or much of a payout at all. Each class action member is only getting $3 per affected device, and that amount will only increase if some of them choose not to claim their checks.

This New Text Bug Crashes iPhones, iPads, Macs, and Apple Watches

A new text-bomb is crashing iOS and macOS devices. The string of text, which contains Italian flag emojis and Sindhi-language characters, works through device notifications, text messages, social media posts, and websites.

If you want to avoid the text-bomb, you should turn off device notifications and avoid social media until Apple sends out a fix. Encountering the bug will not brick your device, but it will crash the iOS Springboard or macOS Launchpad. In some instances, the problem resolves itself, but you may need to forcibly reboot your device to get back to the home screen.

To forcibly reboot an iPhone or iPad, hold down the volume and power keys for ten seconds. On an Apple Watch, you need to hold down the power button and Digital Crown for ten seconds to force a reboot. And you already know how to power down a Mac, right? Just hold down the power key.Text-bombs exploit some kind of vulnerability in Apple’s Springboard and Launchpad—the software that manages apps on iOS and Mac devices. It’s possible that emoji and Arabic-based characters, which are encoded using long strings of Unicode, can overwhelm Apple’s launching software when strung together in unusual, intentionally exploitative fashions.

According to MacRumors, phones on the newest iOS 13.4.5 beta are immune. Apple may push the beta update to regular users this week, or write out a quick patch to resolve today’s text bug.

Learn what is the maximum number of Adsense ads you can show on a web page without exceeding content in 2020

Congrats, Google AdSense has lifted its ads limit per page policy!

Publishers can now place unlimited AdSense ads on a web page provided that the total number of AdSense ads or third-party ads must not exceed the visible content.

On a blog post written by SEJ, they have confirmed that Google has removed the ad limit policy:

I spoke with a Google representative this afternoon who confirmed the ad limit has been removed.

AdSense Has Removed "3 Ads Per Page Policy"

If you check the AdSense policy page with the web archives WayBack Machine, you can find that the old ad limit policy section which reads "Ad limit per page" has been replaced with "Valuable inventory" section on the updated ad placement policies page. 

Ad limit per page

Currently, on each page AdSense publishers may place:

Up to three AdSense for content units 

Up to three link units 

Up to two search boxes Publishers may not place more than one"large" ad unit per page. We define a "large" ad unit as any unit similar in size to our 300x600 format.

Previously publishers could add 3 AdSense content units and 2 link units. Premium partners could place up to 6 ads units per page, normal publishers could do it only with the help of certified publishing partnerssuch as Ezoic.

In August 2016 Google updated this policy and now you can place an unlimited number of AdSense ads on a single page with no upper limit.   

The new Google AdSense Ad Placement policy 2020 is the following:

Valuable inventory
Advertising and other paid promotional material added to your pages should not exceed your content. Furthermore, the content you provide should add value and be the focal point for users visiting your page. For this reason, we may limit or disable ad serving on pages with little to no value and/or excessive advertising until changes are made.

According to the new ad placement policy, there is no limit on the number of ads you can place on a given page which means:

1. Unlimited Content Units: Publishers can now put more than three AdSense for content ad units on a given page. Content units include all Text + Image ads. 
2. Unlimited Link Units: Publishers can add more than three Link ad units on a single page.
3. Unlimited Large Units: Publishers can choose to place more than one large ad unit per page. Which means you can show more than one 300x600 ad formats. Large ad units include for example, 300x1050 and 970x250 formats, 750x200 and 580x400 regional formats. 

Conditions To Follow Before Placing AdSense Ads

There are two strict conditions to follow before placing multiple AdSense ads on a web page. You must follow these restrictions carefully to ensure your AdSense account is not disabled or limited. 

Condition#1: Avoid Excessive Advertising

Google has explicitly mentioned this policy:

Advertising and other paid promotional material added to your pages should not exceed your content. 

All your AdSense ad units combined with any third-party Ad network ads (i.e Media.net or BuySellAds, AdClerks) you might be using, should not exceed the length of your visible content. 

Visible content refers to the actual content of your article or blog post, that includes: 

• Images, Text and Videos 

How Can You Know If Ads Exceed Your Content?

A simple rule of thumb to ensure you never do excessive advertising on your blog is to stick to this formula:

Total Content Space > Total Ad space

As long as the total length or space of your visible content is greater than the total space occupied by ads on your site, you are not violating AdSense policy. 

Reverse this formula and you will see a flood of Ads on your site that will not only irritate the website visitors but would also kill the overall user experience, giving a look of a fish market i.e. Ad market! 

How Many AdSense Ads Per Page Can you Add In 2020?

Now when there is no restriction on the maximum number of AdSense ad units on a single page, you can wisely place as many ad units on your pages as you want, provided that the total content space is always greater than the total ad space i.e. Ads not exceeding the content. 

Keep these tips in mind, to ensure that the total number of Ads should not exceed content:

• For a short content i.e. less than 500 words in length, do not show more than 3 Content Ad units on a web page 
• For a long content i.e. between 1000-1500 words, do not put more than 4 Content Ad units on a page. 
• For a very long content i.e. more than 2000 words, do not place more than 6 Content Ad Units per page. 

Placing more than 6 Content units on any lengthy post, will naturally effect user experience. 

So never overdo advertising, even if your content is way too long. Utilize more link units instead of only using content units in longer posts.  

With too many ads and very short (thin) content, users will simply leave your site and thus leading you to a high bounce rate.

Nothing causes more harm to any website than low quality content and a bad user experience. 

A content that has little to no value is called low quality content or thin content. Such content is not based on in-depth research and is simply a rewrite/copy/spun of a third-party content for the sole purpose of gaining traffic by spamming search engines. 

Google has warned against sharing such content that has no real value. Such sites are not only black listed in search engines through penalties such as Google Panda, but ad serving is also disabled on such pages as explicitly mentioned in 2020 AdSense ad placement policy:

we may limit or disable ad serving on pages with little to no valueand/or excessive advertising until changes are made.

Condition#2: Show Only One Ad Above-The-Fold On Mobile Site

You can show only one Ad above-the-fold on a mobile site but unlimited ads below-the-fold, provided that no two ads may appear on the screen at the same time. 

Although this condition is no more present on the new policy page but it is strictly recommended by Google. Most of my clients receive email notices from Google to remove Ads from above the fold in mobile view. 

This is one reason why I have only shown one link-unit  just below blog title on the mobile responsive version of this blog for smartphone devices. 

Through the WayBack machine, I could extract the following policy guideline by Google:

Mobile implementations:
The above ad limits also apply to mobile sites. In addition, two or more AdSense ads may not appear on the screen at the same time on a mobile site. Publishers with sites using responsive website should consider that ad units may shift into non-compliant positions as the site scales across different devices.

This policy which  clearly mentions that no two ads may appear next to each other at the same time on a mobile screen. More emphasis is given through emails to above-the-fold section that is viewed when the user first enters your site. 

Above-the-fold is the section of your site that is viewed first time on page load before the user starts to scroll down.

I strongly recommend that you add only one link unit of size 180x90 or 200x90,just below your article title to avoid policy violation applied to mobile views. 

I have tested this AdSense ad spot with a link unit and it has proven to be one my best-performing ad units compared to content units placed at top. 

Note: There are tons of other ad placement rules such as ads in emails, pop-up, iframe etc. that you must follow. In this tutorial we focused on the latest ad limit policy change only. 

Why Did Google Remove its Ad limit Policy?

For three simple reasons:

1. AdSense has more competitors today than before such as Media.net ads by Bing and Yahoo. If they don't allow publishers to add more ads, they will simply start displaying Media.net ads to fill empty ad inventories. 
2. To allow publishers to test new Ad Types such as Page-level ads and native ads which includes: In-feed ads, Matched content ads and In-article ads.
3. To keep advertisers happy: If publishers are allowed to test more ad units, this will encourage more advertisers to invest on AdWords in order to expect a higher return on investment. The previous ad limit policy was not giving much to both publishers and advertisers as far as mobile monetization was concerned. Now publishers can show more ad units allowing the advertisers to experiment with several different ad formats. 

How Many AdSense Ads Per Page Will You Show?

The removal of all restrictions on the number of ads does sound great but it puts a lot of great responsibility on the publishers. So use this opportunity carefully and increase your ad revenue by following the tips we discussed today. 

I would love to hear your feedback on this pleasant surprise. Do share with us how many AdSense ad units you are currently using on your Wordpress or blogspot blog. Now when Google has lifted the ad limit policy, how many AdSense ads units do you plan to show on a single page? 

Share your thoughts by leaving your precious comments!

Best Tech Products To Invest In During The Lockdown

If the Coronavirus lockdown is making you dream about the several tech products that could make the pandemic more fun, this might be the time to spend your hard-earned cash on these important devices and replace your social life. This article covers a list of 7 of the best tech products to invest in during the lockdown.

When it comes to technology, all of us have our specific choices to make our everyday lives easier, but we can show you the best options right here. See the products that will be worth your investment in our list of 7 Best Tech Products To Invest In During The Lockdown:

Bodyclock SAD Light:

Lumie Bodyclock SAD Light

Since there is nowhere to rush out to nowadays, most of us are currently setting our alarm clocks to wake us later than usual. However, waking up slowly and to natural light will help you wake up better.

SAD alarm clocks, which make use of a form of light therapy to rectify the Seasonal Affective Disorder are a massive tool for your home right now.

The clocks simply emit light for thirty minutes in the lead-up to your pre-set wake-up time, replacing the sudden noise of a normal alarm clock. This clock basically wakes its owner up with an artificial sunrise that can be customized to be active for as long as fifteen to ninety minutes.

2. Sage Coffee Machine:

This is a tool that will aid you to create several kinds of coffee with its brilliant tech. The Sage coffee machine is stylish, sleek, stainless and it possesses an in-built coffee grinder,

milk frothing arm, self-cleaning steam wand, and stainless steel milk jug which can function as a standalone implement to froth milk for other hot drinks.

3. The Mirror:

The Mirror

This recent gadget will ensure you remain fit at home. It provides virtual 1-on-1 classes with fantastic fitness instructors and you can learn from the comfort of your house.

There are more than seventy fresh classes to select from every week and 10,000 existing exercise routines in its catalog. The workouts concentrate mainly on your arms and abs plus you will be able to monitor your progress.

4. Dyson Fan:

Spending money to give your home a proper temperature is key during this period. With its reduced noise, uninterrupted air supply, ten various settings, and the absence of blades, this fan is simply brilliant. Its decent design also makes it a very convenient addition to any space.

5. Bang & Olufsen Speaker:

Bang & Olufsen Speaker

Still on the topic of tech products to invest in during the lock down. This is a high-tech device that will definitely dazzle you. With its wireless capabilities and brilliant sound range, it is the answer for music lovers. Thanks to its smooth and brilliant design, it will not feel odd at all-around your interiors.

6. Theragun Massager:

Since it will be difficult to book an appointment with a professional right now, a massaging device can definitely help you out during this time. It is less clunky than a massage chair and it gets the job done. Theragun Massager makes use of percussive therapy to release tightness and knots in less than a minute. Athletes who experience muscle issues from time to time use this product.

7. Sleep Robot:

Sleep Robot

Some of us just want to sleep during the lockdown, and this product can make that happen seamlessly.

Even if sleeping with your arms wrapped around it might be hard for you, the fact remains that the Somnox Sleep Robot is one of the best gadgets you can purchase to optimize the quality of your sleep.

It simply mirrors your breathing patterns and adopts rhythmic movements, sounds that will aid your relaxation in bed.

More Information On Technology:

Technology is the sum of techniques, skills, methods, and processes used in the production of goods or services or in the accomplishment of objectives, such as scientific investigation.

Technology can be the knowledge of techniques, processes, and the like, or it can be embedded in machines to allow for operation without detailed knowledge of their workings.

Systems (e.g. machines) applying technology by taking an input, changing it according to the system's use, and then producing an outcome are referred to as technology systems or technological systems.

Technology is often a consequence of science and engineering, although technology as a human activity precedes the two fields. For example, science might study the flow of electrons in electrical conductors by using already-existing tools and knowledge.

This new-found knowledge may then be used by engineers to create new tools and machines such as semiconductors, computers, and other forms of advanced technology.

In this sense, scientists and engineers may both be considered technologists; the three fields are often considered as one for the purposes of research and reference.

The use of basic technology is also a feature of other animal species apart from humans. These include primates such as chimpanzees, some dolphin communities, and crows.

Considering a more generic perspective of technology as ethology of active environmental conditioning and control, we can also refer to animal examples such as beavers and their dams, or bees and their honeycombs.

In 2005, futurist Ray Kurzweil predicted that the future of technology would mainly consist of an overlapping "GNR Revolution" of genetics, nanotechnology and robotics, with robotics being the most important of the three.

There you have it – a comprehensive list of best tech products to invest in during the lockdown. If you have any personal favorite or other recommendations, do let us know in the comment section below.

Infinix Note 7, Note 7 Lite Specifications, Price, Features and Release Date

The Hong-Kong based smartphone manufacturer – Infinix, has added two new smartphones to its product catalog, intending to dominate more of the budget smartphone market. The online-focused brand, which began operations in 2013, has shown a considerable rise with five phones in 2018 followed by four others in 2019. The Chinese company has now disclosed specifications of its new launches under the Note 7 series.

Take a look at the features of Note 7 and Note 7 Lite.

Infinix Note 7 will offer a massive 6.95-inch HD + LCD and a 91.5% screen-to-body ratio. Along with this, it will sport a powerful 5,000mAh battery and 18W fast charging. With this promised power, Infinix Note 7 will make an easy entry to one of the best budget smartphones.

The phone will function on Helio G70 processor by MediaTek, offering 6GB RAM and 128GB storage with expandable memory up to 2TB; thus, completely luring users who desire large data spaces. Another exciting feature is the fingerprint scanner mounted on the side of the sleek phone.

On the camera front, the latest Infinix entrant brings a quad round camera set-up with a 48MP primary sensor, a 2MP macro sensor, and a third wheel 2MP depth sensor, along with a video camera enabled to shoot perfection even in low light conditions. For ultra-perfect selfies, there is a 16MP punch-hole camera. On the connectivity arm, users will get 3.5mm headphone, 4G LTE, Bluetooth, and Wi-Fi. Infinix Note 7 is a dual SIM phone which will run on Andriod 10.

Infinix Note 7 Lite smartphone runs on the Android v10 (Q) operating system. Offer a slightly smaller screen with 6.6-inch HD + IPS display, an aspect ratio of 20:9, and a resolution of 720X1600. Note 7 Lite will run on Helio P22 by MediaTek and bring 4GB RAM, 128GB storage along with expandable memory up to 256GB.

The camera of Note 7 Lite will match its sibling Note 7, apart from the selfie shooter which will be comparatively lower at 8MP. The Lite version will be supported by a 5,000mAh and 10W fast charging, while the connectivity features and the fingerprint sensor remain the same. Note 7 Lite will also have dual SIM slots.

No announcement related to the pricing or availability of these phones has by made by Infinix yet. However, the news is expected to come soon, and the pricing is likely to be affordable since Infinix India relies on aggressive pricing to capture the market.

Infinix Note 7 and Note 7 Lite Price and Availability

Infinix Note 7 price in India is expected to be Rs. 9,499 (Approx. 47,808 Nigeria Naira).

Infinix Note 7 Lite price in India is expected to be Rs. 7,499 (Approx. 37,742 Nigeria Naira).

Both the devices are expected to be launched in India on Jun 10, 2020. We are unable to confirm at this time if they will available in other countries apart from India. Once available, you can get any of the two online via Flipkart.

How to Apply for CBN COVID-19 Loan: Available for Households and MSMEs in Nigeria

As part of the measure to reduce the impact of COVID-19 pandemic on businesses in Nigeria, the Federal Government of Nigeria through the Central Bank of Nigeria (CBN) have introduced COVID-19 support loans for Households and Micro, Small and Medium Enterprises (MSMEs).

The coronavirus pandemic has led to unprecedented disruptions to global supply chains, sharp drop in global crude oil prices, turmoil in global stock and financial markets, massive cancellation of sporting and entertainment event, the lockdown of large swaths movements of persons in many countries, and intercontinental travel bans/restrictions across critical air routes across the world.

These outcomes have had severe consequences on households' livelihoods and business activities, resulting from drop in global demand, declined consumer confidence and slowdown in production.

In this respect, the Central Bank of Nigeria (CBN) introduced the N50 billion Targeted Credit Facility (TCF) as a stimulus package to support households and micro, small and medium enterprises (MSMEs) affected by the COVID-19 pandemic.

This guideline outlines the operational modalities for the Scheme.

Who Is Eligible for CBN Loan for Covid19?

• Households with verifiable evidence of livelihood adversely impacted by COVID-19; and
• Existing enterprises (MSMEs) with verifiable evidence of business activities
  adversely affected as a result of the COVID-19 pandemic.
• Enterprises with bankable plans to take advantage of opportunities
  arising from the COVID-19 pandemic.

Activities Covered

Eligible activities under the Scheme include:

• Agricultural value chain activities
• Hospitality (accommodation and food services)
  Health (pharmaceuticals and medical supplies)
• Airline service providers
• Manufacturing/value addition
• Trading
• Any other income generating activities as may be prescribed by the CBN.

Funding

The Scheme shall be financed from the Micro, Small and Medium Enterprises Development Fund (MSMEDF).

Participating Financial Institution
The eligible participating financial institution for the Scheme is NIRSAL Microfinance Bank (NMFB).

• Loan Limit
  SMEs: The loan amount shall be determined based on the activity, cashflow and industry/segment size of beneficiary, subject to a maximum of N25 million for SMEs; and
• Households: Can access a maximum of N3 million
• Working capital shall be a maximum of 25% of the average of the previous 3 years' annual turnover. (where the enterprise is not up to 3 years in operation, 25% of the previous year's turnover will suffice).

Interest Rate
Interest rate under the intervention shall be 5% p.a. (all inclusive) up to 28th February 2021 and thereafter, the interest on the facility shall revert to 9% p.a. (all inclusive) as from 1st March 2021.

Collateral Requirement

The collateral to be pledged by beneficiaries under the programme shall be as
may be acceptable by NIRSAL MFB, but may include any one or more of the
following:

i. Moveable asset(s) duly registered on the National Collateral Registry (NCR).
ii. Simple deposit of title documents, in perfectible state
iii. Deed of Debenture (for stocks), in perfectible state
iv. Irrevocable domiciliation of proceeds
v. Two (2) acceptable Guarantor
vi. Personal Guarantee of the promoter of the business
vii. Life Insurance of the Key-Man, with NMFB noted as the First Loss Payee
viii. Comprehensive Insurance over the asset

Principal Repayment

Repayment shall be made on installment basis by the beneficiaries to the NMFB according to the nature of enterprise and the repayment schedule/work plan provided at the application stage.

How to Apply for CBN Covid19 Loan for Nigerians

STEP 1: Submit An Application
The process is easy. You can begin on your phone, your tablet or your laptop.

Submit applications directly to NIRSAL Microfinance Bank (NMFB) with clear evidence of the opportunity or adverse impact as a result of COVID-19 pandemic.

STEP 2: Approval
NIRSAL Microfinance Bank reviews your CBN covid19 loan application and forward the application to the CBN for final approval.

STEP 3: Disbursement

CBN reviews applications and gives final approval for disbursement to NMFB

How to Submit Application Forms for CBN Covid19 Loan in Nigeria

• Visit: https://nmfb.com.ng/covid-19-support/
• Click the "Apply Now" button under the category you want to apply for.
• Right there, you can also download NIRSAL guarantor's form for CBN COVID-19 loan.

How long is the CBN COVID-19 loan for?
Working capital will be for a maximum period of one year, with no option for rollover. Term loans have a maximum tenor of not more than 3 years with, at least, one-year moratorium.

For more information on the CBN COVID-19 loan, you can check out the circular published by CBN that contains the guidelines for the implementation of the N50 billion Targeted Credit Facility (TCF) disbursed through the NIRSAL Microfinance Bank (NMFB).

We've known about Mozilla's VPN service for a brief period now, and now the organization has discharged an Android application for beta testing.

We've known about Mozilla's VPN service for a brief period now, and now the organization has discharged an Android application for beta testing.

Mozilla has already released a browser extension for Firefox that provides free access to the service in the US, but apps for Android, iOS, Windows, macOS, Linux, and Chromebook are also planned.

The monthly cost is currently set at $4.99 (about £4 / AU$7), but Mozilla describes this as a "limited-time beta pricing", so it's safe to assume that this will increase when the service launches properly.

The apps serve as true VPNs and offer full-device protection; they aren't just proxies that handle data from your web browser. They can be used to protect up to five devices as part of the monthly fee, and Mozilla says you'll be able to choose from servers in more than 30 countries.

Join the queue
You can download the Android app from Google Play Store Here if you have an invite to the beta program, which you can sign up for here – but bear in mind that there is currently a waiting list.

If you make it to the top of the waiting list, Mozilla will also provide access to Windows 10 app. Beta apps will also be made available for other platforms, but Mozilla hasn't yet indicated when these may be released.